ALBANY—It seems that Malcolm Smith and the Senate Democrats have come up with a plan that’s easy to hate. Transportation advocates, business groups and the governor are all taking shots at the Senate majority leader’s just-announced plan to address the M.T.A.’s budget shortfall. Near as I can tell, Wiley Norvell of Transportation Alternatives struck first, via e-mail. “The Senate Democrats’ so-called MTA rescue plan is a deferral of responsibility that postpones tough decisions and threatens to make the Authority’s financial situation worse,” he wrote. “What the City, State and millions of straphangers need are the long-term solutions offered by the Ravitch plan.