Beck and Karcher spar over meaning of insurance

While dealing with the fallout from a potentially damaging Star-Ledger story, State Senator Ellen Karcher reminded voters that her opponent,

While dealing with the fallout from a potentially damaging Star-Ledger story, State Senator Ellen Karcher reminded voters that her opponent, Assemblywoman Jennifer Beck, is a lobbyist.

At a recent debate, Beck corrected a statement by Karcher, saying that her employer, Qualcare, is not an insurance company. Karcher said today that Beck was not telling the truth.

“Assemblywoman Beck cannot dispute the facts – Qualcare, Inc. is an insurance company, and she has a record of working against quality health care,” said Karcher.”The choice in this election is between someone who has been gaming the system for years or someone who is fighting for the people she represents.”

But Beck responded that Qualcare is not in the insurance business. Rather, she said, it administers self-funded ERISA plans, which are different from insurance in many ways, and are governed by a different entity.

"Under self-funded plans, an employer provides funds (usually monthly or weekly) and QualCare administers the payment of claims for employers to doctors and hospitals,” said Beck, who added that unlike insurance companies, ERISA plans do not take on risk. “Ellen Karcher has served on the Senate Health Committee for four years, and should be embarrassed that she does not know the difference.”

Beck and Karcher spar over meaning of insurance