From Julie Satow at The Daily Beast: "The foreclosure rate in New York has been artificially depressed, thanks to a state law passed in August. The trouble is, that relief has been temporary. As the moratorium lifts, the fear is that foreclosures will spike and the housing market will face even tougher headwinds. As more states consider delaying foreclosures to keep people in their homes, what happens next in New York could well be instructional. ‘It is going to be an absolute disaster next month,’ said Bill Staniford, the CEO of PropertyShark.com, a real estate research site. ‘We haven’t seen anything yet.’"