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Buy Now Pay Later

Man in blue blazer and white shirt speaks onstage

Klarna’s CEO Lets A.I. Avatar Present Quarterly Earnings in His Place

Klarna’s A.I. push is fueling growth while raising questions about human roles in fintech.
By Alexandra Tremayne-Pengelly
A large group of red and white megaphones

Trust Is the New Innovation: Why Reputation Is Now Fintech’s Most Valuable Currency

Valentina Drofa, CEO of Drofa Comms, explores why trust has become the defining currency in today’s fintech sector. Under regulatory pressure and investor scrutiny, Drofa argues that reputation is no longer a byproduct of success but a core business asset that determines whether fintechs thrive, or falter, in an increasingly high-stakes environment.
By Valentina Drofa
People sit and stand on grassy field

“Buy Now, Pay Later” Is Taking Over Coachella (and DoorDash)

"It's never been easier for consumers to go into debt for discretionary consumer purchases," a personal finance expert told Observer.
By Alexandra Tremayne-Pengelly
Collage of colorful prints in 4x5 rows

Christie’s Will Debut a ‘Buy Now, Pay Later’ Option

By Alexandra Tremayne-Pengelly
Members of the public pass by a floor advertisement for tech firm Klarna

The US Consumer Protection Bureau Warns of Risks, Even “Chaos,” in Buy Now, Pay Later Purchases

By James Ledbetter

Affirm Continues to Grow, But Making Money in Buy Now, Pay Later Is Hard

By James Ledbetter

Jack Dorsey’s Square/Block Has Become Too Confusing of a Company for its Own Good

By James Ledbetter

Fintech CEO Kristy Kim Has Raised $139 Million to Build Gen Z’s Go-To Bank

By James Ledbetter

Buy Now Pay Later Can’t Grow Its Way Out of a Recession

By James Ledbetter

How Low Can Klarna Go? Potential New Deal Will Slash Valuation to $6.5B

By James Ledbetter

Will Billions of iPhones Help Apple Be the First Tech Company to Fulfill Its Dream of Being a Bank?

By James Ledbetter

A Brief History of the Fintech Meltdown

By James Ledbetter

Even A Dreaded “Down Round” Can’t Stop the Buy Now, Pay Later Machine

By James Ledbetter
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